Connect your bank
Link your own bank through a read-only PSD2 open-banking connection (AIS), available across 8 markets. You bring your own bank credentials; Cepaos only reads the account, it never moves money.
Bank feed in 8 markets · read-only
Your bank connected to the winery
Match your bank movements against invoices and payments without re-typing a line. Cepaos reads your bank via a read-only PSD2 connection, extracts supplier invoices with OCR, and lines them up so reconciliation stops being a month-end chore.
How it works
From bank statement to reconciled ledger
Capture the invoices
Supplier invoices are read by OCR across roughly 10 markets, so amounts, dates and tax IDs land as structured data instead of a scanned image sitting in a folder.
Match and reconcile
Bank movements are lined up against invoices and payments so you can confirm what cleared, spot what's missing, and close the period with the numbers already agreeing.
What you get
Reconciliation built for a working cellar
Read-only by design
The bank connection is account-information only (AIS). Cepaos reads your movements to reconcile them; it cannot initiate transfers, so your treasury stays untouched.
OCR that feeds the match
Invoice OCR turns paper and PDFs into structured supplier records across ~10 markets, including tax-ID extraction, so the reconciliation has real data to match against.
SEPA payments where it fits
In 4 SEPA markets you can generate direct-debit and transfer files, keeping the payment side aligned with the same ledger you reconcile.
Bring your own bank. The open-banking connection uses your own credentials with your own bank. Cepaos never holds your funds and never initiates a payment on the bank feed; it reads to reconcile.
Frequently Asked Questions
How does Cepaos connect to my bank?
Through a read-only PSD2 open-banking connection (account information services, AIS). It's a bring-your-own-credentials model: you authorise your own bank, and Cepaos reads the account to reconcile it. It never moves money. The connection is available across 8 markets.
Can Cepaos move money out of my account?
No. The bank feed is account-information only. It reads your movements to match them against invoices and payments; it cannot initiate transfers. Where payment files are needed, SEPA generation is a separate, explicit step.
Where do the invoices come from?
Supplier invoices are captured by OCR across roughly 10 markets, including tax-ID extraction, turning scans and PDFs into structured records the reconciliation can match against your bank movements.
Do you support SEPA payments?
Yes, in 4 SEPA markets Cepaos generates direct-debit and transfer files, so the payment side stays aligned with the ledger you reconcile.
Stop reconciling in a spreadsheet
Your bank, your invoices and your ledger, finally agreeing.
30 min · no commitment.